Call Jeff on 07821932543 or 0151 289 7859 Jeff@knowsleymortgage.co.uk

Contact Us

Are you ready to take the next step? Or do you need some more information?  We are a friendly team and we are waiting to speak to you.

Call us

07821932543 or 0151 289 7859

Location

767 Knowsley Lane, Knowsley, Prescot, United Kingdom, L34 9EE

Company No: 11765197

Email us

jeff@knowsleymortgage.co.uk

Hours

Monday–Friday:

9am–5pm

Send a Message or Schedule Your Free Consultation

Here at Knowsley Mortgages, we are friendly, knowledgeable and non judgemental.  Whatever your circumstances, we can talk you through your options. We can schedule an appointment at a time and place which is convenient for you, with no obligation. So for an initial chat, get in touch. We look forward to hearing from you. 

Frequently Asked Questions

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How long will it take for my mortgage to be approved?

Once we have made your application and ensured that all supporting documentation is in order, the mortgage company will consider your application and complete a credit check. They will then arrange for a valuation of the property. Once they are happy with the valuation and their checks are complete, they should be in a position to approve your application. This process usually takes 3 – 6 weeks, but can take longer for more complex applications.

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I have a County Court Judgement or a debt management plan can I get a mortgage?

The short answer is, yes. Having a County Court Judgement or being on a debt management plan does not mean that you will not be able to get a mortgage. However, there are certainly some lenders, including many high street lenders, who will decline a mortgage under these circumstances. A mortgage advisor will be able to look at your situation, and find the providers who are more likely to approve your application.

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Will my Mortgage application be approved?

We know, it’s an anxious wait. While there is no guarantee that your application will be approved, your mortgage advisor will have looked at your circumstances, undertaken affordability checks with you and recommended a lender who is likely to approve your application, based on the information you have provided. Mortgage advisors have in depth knowledge of the market and the criteria set out by different lenders. 

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How much deposit do I need for a mortgage?

Most lenders will require a minimum deposit of 5%. However, when it comes to deposits, bigger is better. If you are in a position to put down more than 5%, you may find that you are able to secure a better mortgage deal with lower monthly repayments. You may also be more likely to have your application approved. It’s a good idea to get help from a mortgage advisor, who will be aware of the local market, and what lenders criteria is.

Knowsley Mortgage

Knowsley Mortgage

Jeffrey Thompson T/A Knowsley Mortgage and Financial Services is an appointed representative of Stonebridge Mortgage Solutions Ltd which is authorised and regulated by the Financial Conduct Authority.

Your home may be repossessed if you do not keep up repayments on your mortgage.

*There may be a fee for arranging a mortgage and the precise amount will depend on your circumstances.